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CHITRAGUPTCredit Risk Management
Legally Binding

Secure Digital e-Sign

Sign loan documents and agreements digitally with legally binding, Aadhaar-based or OTP-based electronic signatures.

Access Services

How e-Sign Works

Upload/Select Document

Select the document or loan agreement that needs to be signed by the parties.

Authenticate

Signers authenticate themselves using Aadhaar e-KYC or a secure OTP sent to their mobile.

Legally Bound

The document is digitally signed, secured with a hash, and a legally binding certificate is attached.

Key Features

Aadhaar e-KYC Integration

Secure, legally valid signatures powered by UIDAI's Aadhaar authentication framework.

Multi-Party Signing

Send documents to multiple co-borrowers and guarantors to sign sequentially or in parallel.

Audit Trail

Every signature generates a comprehensive audit trail with IP address and timestamp logging.

Mobile Friendly

Borrowers can sign documents on-the-go from any smartphone without installing any app.